Category Archives: Budgeting

Work, cycle, save: How to cut transport costs and get fit

Picture the scene – you are driving around the staff car park desperately looking for a space as the clock ticks and you slowly accept the fact you’re never going to make it to work on time. You are going to be late (again!) and are spending a small fortune in used petrol and extra parking time as you cruise round the same patch of tarmac hoping for somewhere to squeeze your motor.

You are stressed beyond belief and you haven’t even begun your working day – sound familiar?

Unfortunately, many people find the daily commute to work a stressful experience that burns through as much money as it does carbon. Even public transport costs have grown considerably over recent years to make this option less attractive to commuters and that means that many feel they have no choice but to brave the traffic jams and busy car parks. But could they be wrong?

Cycle and save

Choosing to commute in an environmentally friendly way to work doesn’t just mean joining the masses on public transport – it can also mean grabbing a bicycle and pedalling your way to work. Not only will you avoid the stress of traffic but you’ll save money, get fit and (most importantly) never struggle to find a parking space again!

If you are a business owner, why not promote the idea of cycling to work amongst your employees? They might be dubious at first but when they realise how much money they could save they will soon change their tune. You can even earn extra boss brownie points if you sign up to government supported schemes which will offer savings to members when they buy cycling and safety equipment – helping them go green without pushing their bank balance into the red!

Schemes like these are quick and easy to set up too and you will find that the organisation providing the service will take care of all the administration and paperwork so you don’t need to worry about it. You could also remind your workers that as well as saving money, they will lose weight and get fit – something which can incidentally boost their morale and increase productivity.

By encouraging your staff to cycle to work you can increase the likelihood of them arriving on time and eradicate daily tales of traffic jams, busy car parks and accidents on the roads. Your staff will feel rejuvenated and energised from their morning cycle, boosting morale and improving the office environment for everyone.

You can even cycle to work yourself to set a good example – after all, why should your employees get to have all the fun of a stress-free commute to work each day?

Acquaint Yourself With A Few Tips Of Budget Travel

Whether you’re planning a month long trip with your family abroad or a short weekend sojourn to a nearby beach– budgeting your tour remains a crucial part of your overall planning. Traveling always doesn’t have to be expensive. However, there are some trippers who make the dear mistake of not budgeting their short trips, thinking that its only the long which are going to drain their money. However, with a few simple tricks up your sleeve you can jolly well avoid unnecessary expenditures on short trips as well. Read on to discover some effective travel budgeting ideas.

Start Planning from the Beginning

 It’s always wise to get on with your trip planning from days in advance. Even if you feel this irresistible urge to embark on an unplanned trip by the end of the week, it wouldn’t really be advisable to use up your important savings (either meant for rent or food etc) to sponsor your trip. Rather, delay the trip for a week or so, so that you have enough time to save up for this short trip and then set off for the same. It’s quite understandable that an impulsive traveler wouldn’t find this idea too appealing, but you can always try and strike that much effective balance between impulse and wisdom. Planning a longer trip would take more time and it’s imperative that you dedicate at least a month or two for organizing the entire trip. Here are some ways of saving up for your trip:


  • Work overtime to earn some extra bucks
  • Open  separate savings account solely for your touring plans
  • Restrict your expenditures

Avoid Temptations

Expensive travel gadgets, over sized toiletries etc can act as huge temptations for budding travelers. The thought of “adorning” your backpack with a showy toilet set or else sporting those flashy gadgets, can at once seem very tempting. But most of the times you end up leaving them behind. The travel-sized liquids and toiletries are mostly overpriced. Try refilling your old bottles instead. Particularly, if you’re traveling to Asia, most of the consumables would be available at lower prices.

Considering Transportation and Lodging Savings are a Must

Calculate your transportation expenses after a having a thorough look at the best air or train ticketing deals available. Compare the prices offered by the leading portals and choose accordingly. The prices of the flight tickets vary with months, weeks, days and even with the time of travel! Book your flights earlier as last-minute booking might prove too expensive. Book your accommodation in a similar fashion as well. The presence of nearby hotels would mean that you aren’t shelling out those extra costs for the cab or the bus for reaching your restaurant.

Save on Flight Baggage Charges

Rid yourself of the huge airline luggage charges by turning to luggage courier services that can transport your luggage to the place and back, charging much lower than what the leading airlines would have done. SendMyBag and for help in this regard.

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