These are the ZIP codes where homeowners hold the most equity

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More than a quarter of mortgaged properties in the U.S. were rich with equity in the first quarter of 2019.

This is down just one half a percent from the previous quarter, ATTOM Data Solutions revealed in its latest Home Equity Underwater Report. It’s also slightly less than the percentage of equity levels seen one year ago.

Still, 14.4 million U.S. properties are equity-rich, meaning the mortgage liens against them have a loan-to-value ratio of 50% or less.

This is up from five years ago, when just under 10 million properties were considered equity-rich.

Where are homeowners amassing the greatest amounts of equity? In California, of course.

Cities in the Golden state dominated the list of those with the greatest number of equity-rich properties, with San Jose topping the list, followed by San Francisco, Los Angeles, Santa Rosa and San Diego.

The top five ZIP codes with the greatest number of equity-rich properties were all located in the San Jose and San Francisco markets.

Here are the top five states with the highest share of equity-rich properties:

1. California: 43%

2. Hawaii: 38.1%

3. New York: 34.2%

4. Washington: 33.2%

5. Vermont: 32.8%

Here is an interactive map from ATTOM where you can explore equity levels by ZIP code:

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