We’ve all been there. To that point where you have a midlife crisis and resign to crossing items off on that ever-growing bucket list you created years ago. Before you begin, you might want to take a minute and consider the level of danger involved with your next adventure. If it’s any of the five below items, you probably ought to have life insurance.
Scuba Diving (Shark Attacks).
According to the International Shark Attack File for 2012, there were 80 incidents of “unprovoked attacks” by sharks on humans. Though statistically speaking you are not likely to encounter a shark, consider the fact that your chances skyrocket when you put yourself in an environment in which an “unprovoked attack” could actually occur: beach trips, water sports, and you guessed it—scuba diving. It’s also important to note that, of the 80 incidents in 2012, 53 of those took place in U.S. waters (that’s an astounding 66%)!
Skydiving (Parachute Malfunction).
Skydiving, a very popular sport, is also very dangerous. In 2012, 19 people in the U.S. alone died while skydiving due to parachuting incidents. Though there are roughly 3 million jumps that take place per year, those numbers are still fairly startling. According to the US Skydiving Incident Reports, most problems involved with skydiving incidents are the result of human error. Furthermore, it was calculated that a total of 915 skydiving injuries took place in 2012—approximately three injuries per 10,000 skydives.
Trips to Hawaii (Falling Coconuts).
Did you know that falling coconuts account for approximately 150 deaths per year? Though this may sound silly, it is a very real concern. Avoid walking under palm trees, especially extremely tall ones wherein falling objects have more time to gain momentum and create a stronger impact. And, most importantly, be sure and look up!
Running of the Bulls (Gored by a Bull).
Every year, the town of Pamplona, Spain holds a ritual unlike any other: the Running of the Bulls. Dating back to the time when bulls would need to be transported from off-site corrals to the bullring in which they would be killed, the festival mimics the bull trek. Each year, however, between 200-300 people are injured over the course of the run (anything from asphyxia to contusions to—you guessed it—goring).
Storm Chasing (Poor Weather).
In 2011, 552 of the 576 people killed as a result of tornadoes were in the United States alone. In other words, if you are in the U.S. and have high hopes of chasing one of these massive funnels of debris, keep in mind you are significantly raising your odds of getting injured—or even killed. You might want to reconsider the potentially dangerous repercussions of actively seeking out one of these cyclones. Some of the most common ways individuals get hurt while engaging in this adrenaline-inducing activity include automobile accidents, road ice, lightning, hail, and debris.
A life of excitement is something we all seek. Whether you are a team of domestic violence lawyers in Edmonton traveling through the United States’ Midwest in hopes of spotting the next big twister or a group of physicians’ assistants hoping to outrun the bulls, make sure you proceed with caution—and with life insurance!
Annie Babbitt is a freelance writer whose interests include current events, political science and philosophy. Annie loves helping promote change and being an advocate for those in need. She especially loves writing about legal topics, and draws inspiration for her writing from companies such as The Defence Team.