Lifetime costs for diabetes highlight need for prevention


Type 2 diabetes can cost someone over $85,000 over their lifetime.

A person with type 2 diabetes may spend over $85,000 treating the disease over the course of their lifetime, according a study published in the American Journal of Preventive Medicine. Researchers at the Centers for Disease Control and Prevention and Research Triangle International in Research Triangle Park, North Carolina, created a simulation model to examine the costs of treatment for the disease and its complications in newly diagnosed people over the course of their lives. This differs significantly from studies that focus on the economic impact of treating type 2 diabetes in a given year.

Their findings revealed that the cost of diabetes over a lifetime for men between ages 25 and 44 was $124,700. For women, it was $130,800. For those diagnosed later in life, the overall cost is lower. 

Treating complications caused by the disease — mostly damage to blood vessels, leading to heart attack or stroke — accounted for over half of the costs. Direct medical expenses included doctor visits, medication and testing supplies. 

“This is a different approach to a calculation of the costs of diabetes,” said Dr. Robert Ratner, chief medical officer at the American Diabetes Association in a press release. “A better way of doing it is to note that in 2012, in the U.S., we actually had $176 billion in direct medical costs treating people with diabetes. This is up 40 percent in five years.”

The researchers called for more education and preventative measures to reduce the economic effects of the disease. The financial burden of diabetes affects not only the patient, but their family as well. Adults who are still young and healthy should consider purchasing a life insurance policy, which can provide an economic lifeline for families when they need it most. If you’re interested, please explore our website further and browse our life insurance quotes today.

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